Business Line of Credit

A line of credit gives you access to funds up to your credit limit, which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.

Pros:

  • Flexible borrowing.

  • Typically no collateral is required.
     

Cons:

  • It may have a maintenance fee or a withdrawal fee.

  • Good credit and consistent revenue are required. 
     

Best for: 

  • Short-term needs.

  • Seasonal businesses that need help managing cash flow.

Line of Credit

Our 3 Step Process

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1. Conversation.

A good conversation can make all the difference. Talking with people who genuinely want to know about you, your business, and your needs is the only way to truly find the best business lending for you.

2. Application.

Applying shouldn't be a struggle. Our Business Lending Consultants will guide you through your application and show you how easy it can be.

3. Receive funding.

The best part for both you and us. This is why we do what we do. That fantastic little phrase, "You have final approval!".